Travel Insurance Deals

Travel Guard is an International Insurance Company. Policies are available to residents of:

Canada

Britain

Europe

Around the World

Travel Guard will custom design a policy for you. It can include:

Emergency Medical

Emergency Dental

Trip Cancellation

Trip Interruption

and other items

Insurance Tips:

1. Read your policy when you get it. Make sure you know what to do in an emergency.

2. Take you policy (or a copy) with you.

3. Program the Insurance companies Hotline number into the cell phone you're taking with you.

4. If you travel a lot - check out the annual coverage. It's often the best deal.

Do You Really Need Insurance?

There are several insurance decisions to be made before a trip. And cost is a factor. So why buy insurance when, chances are, nothing will happen. Right?

True - the chances are that nothing will happen However, the consequences can be devastating if aren't covered.

Medical Emergency Coverage

You may already be covered under an employer's policy. Canada and Britain have automatic coverage. So you're fully insured , whatever happens, right?

Wrong. In fact, a medical emergency can bankrupt a family - especially if it occurs while you're traveling because of all the extra costs involved.

Read Erin's Story. Erin is my aunt. This a true account of a situation that occurred in spring 2008 and could have ended in financial disaster!

My Aunt Erin's Florida Experience
(A true story)
Erin and my uncle, Jim, were having a great time with friends in southern Florida, until one day, she doubled over in pain. An ambulance rushed her to the hospital.

Fortunately, Jim knew to call the insurance company first. (I know this sounds odd in an emergency situation but most policies request that you do this.) The insurance company instructed them every step of the way. Which turned out to be a good thing.

Erin ended up being flown back to Canada on a private jet! The insurance company paid for it all. She was hospitalized for 2 weeks afterward, while doctors tested, poked and prodded until they resolved the problem.

Being back in Canada was more comfortable for Erin because she was close to home. Friends and relatives could visit and her husband could return to work.

In their case, the insurance plan covered all the expenses that were not covered by the Canadian plan.

But - if you're wondering why they would hire a private jet to fly Erin and Jim home rather than pick up the tab for local hospitalization - the answer is - it cost less! Medical expenses in the US are astronomical and not covered by standard plans. If they hadn't been insured, over and above their Canadian plan, they would have been out of pocket more than $100,000!